Rancher On Acreage!

$419,900


3 Bedroom Rancher
on a fully fenced acre


Tastefully decorated with wainscotting and oak flooring


5 piece bathroom with oversized shower and jetted tub


Fully plumbed 28x60 garage



(250)713-1823
to view this home

Considered moving to Vancouver Island?

Many of the calls I get are from people who live out of town. The Island is a great place to live if you are looking for a laid back lifestyle or a place to build
the home of your dreams. If you have considered buying on the island I would be happy to arrange airport/ferry pickup and accommodations. Even though the real estate market has been strong the last couple of years Vancouver Island is still very affordable in comparison to Vancouver or Calgary. With reliable ferry service and more scheduled flights Nanaimo has become especially popular with the self employed. I would appreciate your business, please call me today (250)713-1823 or 1-800-848-8490

Acreage

150+/- Acres
$889,000

15 minutes south of Nanaimo

Drilled Well

Zoning permits agriculture, extraction use, log sorting yard, primary processing, aquaculture & silviculture.

seller may finance

New Listing!

$194,900


2 Bedroom rancher in south Nanaimo


Brand new roof, flooring, and paint


Renovated bathroom


Fully fenced back yard with alley access


(250)713-1823
to view this home

What do I have to pay for when buying a home?

You have decided to buy a home. Great! Usually the last thing on a home buyers mind the day that decision is made, is how much are all the administrative costs?
Part of my job is to help home buyers understand what their costs will be. I can't give exact numbers because every person and property is different, but I can give an approximate breakdown.

Mortgages
If you are buying a CMHC insured mortgage, which unless you have 25% down payment you probably are. You will have to pay between 0.5% and 2.90% of the purchase price in premiums. Your bank or mortgage company will also have fees they charge. On top of that most mortgage companies offer extra services like life and disability insurance. Your banker or mortgage broker will be able to explain these costs.
You may also have to pay for an appraisal.

Lawyer or notary
You will need to have a lawyer transfer the title. This normally costs between $800 and a $2000 dollars.

Property Purchase Tax
The provincial government charges 1% of the first $200,000 and 2% of the balance.
If you have never owned real estate and the purchase price is below $265,000 you probably won't have to pay this tax.

Home inspection
I always recommend a home inspection.
They normally cost between $200 and $500

GST
On new homes

Adjustments
Property Tax, strata fees, etc.

Insurance
Ask your insurance agent. It varies based on property and claims history

Strata
You may have to pay for strata documents $20-$50

These are a rough estimate but I hope they give you a better idea of what you will pay.

If you would like more information please call me. (250)713-1823

Todays Features

South Nanaimo Town House
$179,900


3 Bedrooms


Large livingroom


1180 sqft
Fully renovated
Buy with no down payment













House On One-Quarter Acre

$179,900 Sold


2 Bedrooms


5 Minutes south of Nanaimo


On city water


(250)713-1823
to view this property

Add value to your home

If you are thinking of selling your home sometime in the future you may have considered doing renovation to add value. Before you start you have to weigh the cost vs. Benefit. If you plan on living in your home for a short period of time you may want to make only cosmetic changes. ie flooring, paint, counter tops and trim
If you think you may be in your home for several years you might want to take on the bigger jobs. Some of things home buyers look for are:

- upgraded electrical
- age of the roof
- age of appliances
- siding
- landscaping: tidy but low maintenance
- insulation
- heat pump, or a newer furnace
- NO OLD OIL TANKS: 10 years or newer for insurance
- thermal windows

There are also some inexpensive things you can do to modernize the look of your home some of these are:

- replace light switches and electric outlets with a newer style
- replace old door handles
- yellow glass by the front door is out
- vinyl siding made in the ninties no longer looks modern